![]() ![]() These options are all less secure than using a credit card, so we recommend applying for a no foreign transaction fee credit card instead. If you work with your bank to acquire the currency you need for your trip, you can avoid the often sky-high fees that you’ll find with international ATMs or airport currency exchanges. When going on a trip, exchange your cash for local currency before leaving the U.S. As an example, some checking accounts and debit cards tout waived foreign transaction fees.Īnd, of course, you can use cash. While using the right credit card is far and away the easiest method of avoiding foreign transaction fees, there are other ways to go about it. Read our post on how to choose the best second credit card for practical advice about attributes to look for when selecting a credit card. You’ll only need fair credit to qualify, and it provides an above-average earning rate for common expenses like dining, grocery stores, gas stations and streaming services. Bank Altitude® Go Secured Visa® Card * could be a perfect fit.
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